Get Cheap Car Insurance in Balch Springs TX

  1. Residents of Balch Springs Can Save Up To $580 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Balch Springs

 

What's the Cost of Car Insurance in Balch Springs?

We have been able to help several drivers in Balch Springs TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Balch Springs Texas, the annual rates had a difference of up to $610. Specifically, this means that the cheapest price was $1193 and the most expensive was $1803.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Balch Springs is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1193 $1450 $1803

Insurance Prices: Balch Springs vs. National/State Averages

Balch Springs has low-cost car insurance premiums that are below the state's average. It costs $95 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Balch Springs. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1450 $1545 $1479

Balch Springs TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Balch Springs to give you a sense of where you can find the lowest costs.

The difference was -$190 between the cheapest neighborhood in Balch Springs TX with a rate of $1260 on average and a +$700 difference between the priciest area in Balch Springs TX with an average price of $2150.

# Neighborhood Average Rate
  Balch Springs $1450
1 University Park +$700
2 Lancaster +$3
3 Cedar Hill -$20
4 Carrollton -$43
5 Farmers Branch -$67
6 Desoto -$70
7 Richardson -$71
8 Sachse -$71
9 Euless -$179
10 Murphy -$190

Let's go over some ways to save on car insurance in Balch Springs

Balch Springs Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Balch Springs. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $80 more per year compared to being married, and being a man can typically cost up to $478 more per year in Balch Springs TX as opposed to being a woman.

Balch Springs Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Balch Springs TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $3016 a year for insurance on average. This is far higher than the state average of $1545, and $1566 higher than Balch Springs' average. When gender is taken into account the difference between male and female teens in Balch Springs TX is $537.

The effect of DUIs on insurance premiums in Balch Springs TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Balch Springs then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1450 all the way up to $2697. That means that on average the cost for conviction in Balch Springs TX can be an increase of $1247.

DUI City Average
$2697 $1450

Find cheap car insurance in Balch Springs quickly and easily

 

Find Local Balch Springs Agents

Freeway Insurance

12250 Lake June Rd, Balch Springs, TX 75180

City Auto Insurance

11403 Lake June Rd Ste C, Balch Springs, TX 75180

Crosby Insurance & Bonding

11206 Lake June Rd Ste B, Balch Springs, TX 75180

Balch Springs in Brief

  • $1450

    the average Balch Springs resident's annual cost of coverage

  • $580

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Balch Springs TX

Area We Serve

75180

Balch Springs Map

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