Get Cheap Car Insurance in Cedar Hill TX

  1. Residents of Cedar Hill Can Save Up To $570 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Cedar Hill

 

What's the Cost of Car Insurance in Cedar Hill?

We have been able to help several drivers in Cedar Hill TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Cedar Hill Texas, the annual rates had a difference of up to $581. Specifically, this means that the cheapest price was $1222 and the most expensive was $1803.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Cedar Hill is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1222 $1430 $1803

Insurance Prices: Cedar Hill vs. National/State Averages

Cedar Hill has low-cost car insurance premiums that are below the state's average. It costs $115 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Cedar Hill. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1430 $1545 $1479

Cedar Hill TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Cedar Hill to give you a sense of where you can find the lowest costs.

The difference was -$170 between the cheapest neighborhood in Cedar Hill TX with a rate of $1260 on average and a +$720 difference between the priciest area in Cedar Hill TX with an average price of $2150.

# Neighborhood Average Rate
  Cedar Hill $1430
1 University Park +$720
2 Lancaster +$23
3 Balch Springs +$20
4 Carrollton -$23
5 Farmers Branch -$47
6 Desoto -$50
7 Richardson -$51
8 Sachse -$51
9 Euless -$159
10 Murphy -$170

Let's go over some ways to save on car insurance in Cedar Hill

Cedar Hill Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Cedar Hill. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $79 more per year compared to being married, and being a man can typically cost up to $472 more per year in Cedar Hill TX as opposed to being a woman.

Cedar Hill Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Cedar Hill TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2974 a year for insurance on average. This is far higher than the state average of $1545, and $1544 higher than Cedar Hill' average. When gender is taken into account the difference between male and female teens in Cedar Hill TX is $529.

The effect of DUIs on insurance premiums in Cedar Hill TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Cedar Hill then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1430 all the way up to $2659. That means that on average the cost for conviction in Cedar Hill TX can be an increase of $1229.

DUI City Average
$2659 $1430

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Find Local Cedar Hill Agents

Lawrence C James

7118 Emory Oak Ln Dallas TX 75249

Alex Hyman Insurance

201 W Belt Line Rd Ste C300, Cedar Hill, TX 75104

Ernie Williams - Integra Insurance

601 Uptown Blvd Ste 2000, Cedar Hill, TX 75104

Cedar Hill in Brief

  • $1430

    the average Cedar Hill resident's annual cost of coverage

  • $570

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Cedar Hill TX

Area We Serve

75104,75106,75115,75249,76065

Cedar Hill Map

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