Get Cheap Car Insurance in Desoto TX

  1. Residents of Desoto Can Save Up To $550 by Comparing Multiple Insurance Quotes

See How Much You Can Save in Desoto

 

What's the Cost of Car Insurance in Desoto?

We have been able to help several drivers in Desoto TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in Desoto Texas, the annual rates had a difference of up to $1260. Specifically, this means that the cheapest price was $990 and the most expensive was $2250.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of Desoto is important in getting the cheapest car insurance rates.

Lowest Average Highest
$990 $1380 $2250

Insurance Prices: Desoto vs. National/State Averages

Desoto has low-cost car insurance premiums that are below the state's average. It costs $165 less per year than Texas's average. While this may come as a relief, it isn't a reason to become complacent. Taking advantage of lower costs is still an important practice even in Desoto. You can go over some of our tips below to improve your savings.

City Average State Average National Average
$1380 $1545 $1479

Desoto TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of Desoto to give you a sense of where you can find the lowest costs.

The difference was -$120 between the cheapest neighborhood in Desoto TX with a rate of $1260 on average and a +$770 difference between the priciest area in Desoto TX with an average price of $2150.

# Neighborhood Average Rate
  Desoto $1380
1 University Park +$770
2 Lancaster +$73
3 Balch Springs +$70
4 Cedar Hill +$50
5 Carrollton +$23
6 Farmers Branch +$3
7 Richardson -$1
8 Sachse -$1
9 Euless -$109
10 Murphy -$120

Let's go over some ways to save on car insurance in Desoto

Desoto Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in Desoto. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $76 more per year compared to being married, and being a man can typically cost up to $456 more per year in Desoto TX as opposed to being a woman.

Desoto Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and Desoto TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $2870 a year for insurance on average. This is far higher than the state average of $1545, and $1490 higher than Desoto' average. When gender is taken into account the difference between male and female teens in Desoto TX is $511.

The effect of DUIs on insurance premiums in Desoto TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in Desoto then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $1380 all the way up to $2566. That means that on average the cost for conviction in Desoto TX can be an increase of $1186.

DUI City Average
$2566 $1380

Find cheap car insurance in Desoto quickly and easily

 

Find Local Desoto Agents

Ruiz Insurance Services

701 W Belt Line Rd, Cedar Hill, TX 75104

Goosehead Insurance - Kory Watson

240 N Hampton Rd, DeSoto, TX 75115

Mirkes Insurance Solutions

1472 N Hampton Rd Ste 107, DeSoto, TX 75115

Desoto in Brief

  • $1380

    the average Desoto resident's annual cost of coverage

  • $550

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in Desoto TX

Area We Serve

75115,75123

Desoto Map

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