Get Cheap Car Insurance in University Park TX

  1. Residents of University Park Can Save Up To $860 by Comparing Multiple Insurance Quotes

See How Much You Can Save in University Park

 

What's the Cost of Car Insurance in University Park?

We have been able to help several drivers in University Park TX locate the cheapest auto insurance rates thanks to the thousands of local quotes we have collected and analyzed. We determined that in University Park Texas, the annual rates had a difference of up to $1960. Specifically, this means that the cheapest price was $1540 and the most expensive was $3500.

Several factors all come together to influence what your final insurance premium will be. Each one is valued differently and will therefore impact your final rates in either smaller ways or bigger ones. This is why shopping around and comparing a minimum of three or more insurers in your area of University Park is important in getting the cheapest car insurance rates.

Lowest Average Highest
$1540 $2150 $3500

Insurance Prices: University Park vs. National/State Averages

If you suspected that car insurance in University Park is more expensive than average, then you were onto something. The premiums in University Park exceed the state average by approximately $605. This is why saving as much as you can on car insurance is such a big deal because it is fairly pricey already. Going over some tips about how to save on University Park TX car insurance below can optimize how you save your money.

City Average State Average National Average
$2150 $1545 $1479

University Park TX Average Car Insurance Savings by Neighborhood

If you're thinking about moving then you may want to keep the following in mind. Changing zip codes can actually have a noticeable impact on your car insurance. We have looked at the cost of insurance in various neighborhoods of University Park to give you a sense of where you can find the lowest costs.

The difference was -$890 between the cheapest neighborhood in University Park TX with a rate of $1260 on average and a -$697 difference between the priciest area in University Park TX with an average price of $1453.

# Neighborhood Average Rate
  University Park $2150
1 Lancaster -$697
2 Balch Springs -$700
3 Cedar Hill -$720
4 Carrollton -$743
5 Farmers Branch -$767
6 Desoto -$770
7 Richardson -$771
8 Sachse -$771
9 Euless -$879
10 Murphy -$890

Let's go over some ways to save on car insurance in University Park

University Park Car Insurance Rates by Gender and Marital Status

Your gender and your marital status are two of the several characteristics that have an influence on your car insurance rates in University Park. This is simply due to the fact that insurance is based off of liability and risk. People who are single and/or are male are considered bigger risk factors because they are the groups more likely to either get into accidents or commit felonies. As a result, being single can cost up to $118 more per year compared to being married, and being a man can typically cost up to $709 more per year in University Park TX as opposed to being a woman.

University Park Teenagers Car Insurance Rates

Younger and inexperienced drivers pay the most in car insurance rates by far, and University Park TX is no exception to that rule. Due to the risk associated with drivers lacking experience, teenagers tend to pay $4472 a year for insurance on average. This is far higher than the state average of $1545, and $2322 higher than University Park' average. When gender is taken into account the difference between male and female teens in University Park TX is $796.

The effect of DUIs on insurance premiums in University Park TX

Having a criminal record can have a very negative impact on your insurance. For example, if you are caught driving under the influence in University Park then your car insurance premium will increase much more than for other violations. Being convicted of an alcohol-related offense can increase your insurance costs from $2150 all the way up to $3999. That means that on average the cost for conviction in University Park TX can be an increase of $1849.

DUI City Average
$3999 $2150

Find cheap car insurance in University Park quickly and easily

 

Find Local University Park Agents

Manning B Shannon Insurance Services

5115 Mckinney Ave Ste D Dallas TX 75205

Hayden R Pittman Insurance Agency

7015 Snider Plz Ste 209 Dallas TX 75205

Steve Barnes

4403 N Central Expy Ste 100 Dallas TX 75205

University Park in Brief

  • $2150

    the average University Park resident's annual cost of coverage

  • $860

    our customer's average savings after comparing insurance

  • 30/60/25

    minimum insurance requirements in University Park TX

Area We Serve

75205,75225,75275

University Park Map

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